Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. Here you’ll find truthful, clean and understandable information regarding annuities. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. We can help you with the following three areas: 1). Annuity Gator, Cortaro, Arizona. 40%. The minimum fee for this feature is . Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. He. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. Read 6 reviews from customers who rated Annuity Gator 1. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. Given this, it is important to consider any annuity a long term financial endeavor. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. Better to lock in a guaranteed lifetime income. How to get guaranteed increasing income for the rest of your life. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. 4 Comments . So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. As a source of guaranteed income delivered by a reliable company. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Annuities can be complex. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. My name is Andrew Wallop. But the tradeoff here is these riders oftentimes require an added expense. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. Despite the current volatility in the. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. Downside protection. 2. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. Overall fixed index annuity sales. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. So in this scenario, you would actually be guaranteed a rate of 4. Learn More About Me. M. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. And, because of the in-depth reviews that we provide, we have become a highly. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. Which sounds really cool at first. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. Hi Ken – Thank you for your comment. This seemingly endless stream of annuity. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). Use the form on our website and one of the AnnuityGator. Read customer reviews of their agents, products, and services on Trustpilot. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. We met several times by phone and Zoom meetings, and he walked. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. (There are several other rate guarantee periods also available on the Solutions MYG annuities). Annuities Explained. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. He answered every question and never pushed for a sale. In fact, within a relatively short time for an insurer. Learn More About Me. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. My name is Jason Siebert. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. Initially, he listened to understand my needs, wants, and fears. 35%. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. We can help you with the following three areas: 1). ) By paying this fee, your money will grow or step-up in a separate account. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. So, a fixed index. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . Overall, given the low return that the Allianz 222 annuity has produced of. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. There is a wide array of riders that could be added, depending on the annuity, such as guaranteed income or a return of premium. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. In addition, there is an annual service charge of $35, up to a maximum of $50. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. However, they differ from regular fixed annuities in the way their return is determined. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. Our annuity experts are also available to answer any of the question or concerns that you. An accumulation vehicle for someone who needs access to their money. How to get guaranteed increasing income for the rest of your life. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Athene USA serves customers in all 50 of the United States. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. And, this money doesn’t necessarily have to be your hard-earned retirement savings. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. Annuity Gator provided the contact with Joshua, and I am glad they did. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. Despite the current volatility in the. The Annuity Gator. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. That’s where the Annuity Gator comes in. As a source of guaranteed income delivered by a. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. Learn More About Me. The company is not an annuities broker and it’s not an insurance company. Share your videos with friends, family, and the worldMYGA Plus. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. product was identified and. Despite the current volatility in the market and the low-interest. Balanced safety and growth. Annuities are not usually associated with the best way for that. Annual withdrawals of 3. Learning about how annuities work is essential for determining whether or not a. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. It’s our firm belief that when. product was identified and information sent. Here, this annuity charges additional fund platform fees that can range from . Best and a Long-Term Issuer Credit Rating of bbb+. Use the form on our website and one of the AnnuityGator. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. 75% to 6%, depending on your age and the income option. Welcome. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annuity details can be somewhat cumbersome to digest. M. 8 350 total 83% 5% 2% 2-star 2% 1. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. Fixed index annuities are a type of fixed annuity. 11:13 AM, 29 January 2019 . If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. My name is Zach Poitra. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. Adam Grubius LICENSED ANNUITY ADVISOR. 20% for a single Life or 2. 85% and 0. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. M. So, if you are still considering the. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. Calculate all of the annuity fees (some annuities have obscure fees). This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. Share Tweet Pin it Share. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. Initial contact was expedient. My name is Matthew Taub. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. 60% a year, and the maximum annual fee for the life of the contract is 2. The broker openly acknowledges that annuities aren’t for everyone. send a question. S. When the underlying index performs well, a. schedule your web demo. The Annuity Gator Blog: Annuities. Nobody likes that. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Guaranteed lifetime income stream. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. M. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. Annuity Gator. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. There are some other key features to consider with the. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Competitive interest rates. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). For investors who have a family history of life longevity. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. Annuity Gator. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Best, The Annuity Gator P. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. My name is Mark Newman. 10% to . That’s where having an Annuity Investigator who loves math comes in. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. We can be reached by phone at (888) 440-2468 , or by sending us an. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. 21% and 1. These begin in Year 1 at 9%, and they gradually grade down to . Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. Despite the current volatility in the. hondo55 . My name is Donna Lee. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. My name is Robert ”Bob” Gardner. This means that regardless of future economic conditions. For investors who have a high tolerance for risk. Annuity Basics. With a retirement annuity, you can grow your savings on a tax-deferred basis. Consultations with the company are free. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. We look forward to assisting you. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Compare the annuity’s performance against. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. Upstream Life is headquartered in Dallas, Texas. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. Annuity Basics. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For example, on a $100,000 portfolio, the. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. We have been doing this for quite a few years now – far longer than our competitors. Dynamic Balanced Index II May 2016 – April 2017. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. Learn More About Me. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. Headquartered in Newport Beach, California, Pacific Life. So, if you would like to get a better. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. As of year-end 2018, American Equity. 5:38 PM, 19 February 2019 . The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. This is because the contract will provide the. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. As of year-end 2018, American Equity. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. What's the biggest question that you have about annuities? *. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 00%. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. For investors who have a family history of life longevity. I requested money from my Athene Annuity to repair an extremely damaged roof. Jackson National Life Insurance Company has been in operation since 1961. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. For producing an income for life that cannot be outlived by a surviving spouse. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. As an income source for investors who have a longer timeline. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Barclays U. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. ”. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. Despite the current volatility in the. My name is Brian Greco. If you’re still considering the Farm Bureau Select IV New Money 4. Despite the current volatility in the. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. These charges will start at 9% and grade down each year until year ten. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. 60% a year, and the maximum annual fee for the life of the contract is 2. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. So in this scenario, you would actually be guaranteed a rate of 4. Guaranteed income throughout retirement. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. Plus, if you withdraw funds from the annuity when you are under. For instance, this annuity can provide you with a personal pension-like income. Best, and an A- (Strong) from Standard & Poor’s. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. My name is William Seeley. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. How Do Annuities Work. Learn More About Me. We offer this testing for free at Annuity Gator. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. What's the biggest question that you have about annuities? *. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. We look forward to helping you protect the ones you love with your own unique legacy. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). So, at that time (fall 2021), there is no track record on which to base its performance. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. For instance, this annuity has ten years of back-end surrender charges. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. We. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. 35% respectively. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The company offers more than. 5% will also come with an annual rider fee of 0. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. I help clients all over the country find ways to. 00%. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. He took the time to educate me on the alternatives available in the field of annuities. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. I received a thorough understanding which left me at ease with a clear mind. Protection from loss in a down market. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. If you’re still considering the Navigator Elite MVA annuity from. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. And, if you choose the lifetime income option, this. We Investigate Annuities So You Don’t Have To. com Visit this website Write a review 4. 20% for a single Life or 2. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts.